Regulatory Shifts: CFPB’s New Focus, FTC’s Fee Transparency, and FINRA’s Forward Initiative

In today's episode, we explore the Consumer Financial Protection Bureau's strategic pivot away from Buy Now, Pay Later enforcement, the Federal Trade Commission's new rule mandating fee transparency, and FINRA's 'FINRA Forward' initiative aimed at modernizing financial regulations. Join us as we delve into the implications of these regulatory changes for consumers and the financial industry.

Sources:
https://bankingjournal.aba.com/2025/05/cfpb-to-deprioritize-enforcement-of-buy-now-pay-later-rule/
https://www.paymentsdive.com/news/cfpb-buy-now-pay-later-rule-payments/747387/
https://www.hklaw.com/en/news/intheheadlines/2025/05/cfpb-backs-off-buy-now-pay-later-oversight-signals-repeal-of-rule
https://www.hklaw.com/en/insights/publications/2025/05/cfpb-provides-status-update-regarding-buy-now-pay-later
https://www.consumerfinancialserviceslawmonitor.com/2025/05/cfpb-shifts-focus-away-from-buy-now-pay-later-loans/
https://www.livenowfox.com/news/ftc-click-to-cancel-negative-option-rule-delayed
https://www.hoteldive.com/news/ftc-junk-fees-rule-takes-effect-hotels/747738/
https://consumerfed.org/press_release/ftc-junk-fees-rule-takes-effect-today/
https://www.ftc.gov/news-events/news/press-releases/2025/05/ftc-votes-negative-option-rule-deadline
https://www.fenwick.com/insights/publications/the-ftc-rule-on-unfair-or-deceptive-fees-faqs-and-guidance
https://www.bracewell.com/resources/finra-facts-and-trends-may-2025/
https://www.csglaw.com/newsroom/csg-law-alert-what-is-finras-threshold-for-deciding-whether-a-matter-should-be-referred-to-enforcement/
https://www.questce.com/quest-ce-to-showcases-at-finra-annual-conference/
https://www.lw.com/US-crypto-policy-tracker/regulatory-developments
https://www.oysterllc.com/what-we-think/podcast-inside-the-latest-cat-and-cais-reporting-issues/